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Part A is usually premium-free if you've worked enough years. Part B has a monthly premium (set by Medicare). Advantage and Medigap plans vary by carrier.
You may delay Part B without penalty if you have creditable employer coverage. Special rules apply when you retire.
Yes, most people have their Part B premium deducted directly from their Social Security check.
You may face late penalties and have to wait until the General Enrollment Period to sign up.
Yes. Programs such as Extra Help (for prescription medications) and Medicare Savings Programs (for premiums and copays) may be available.
“Páll has for me been an advisor for Medicare supplements, which as people know can get rather complicated. Páll listens to what I need or what I want. He's always ready to give me what I'm looking for. He doesn't try to sell me anything. He tries to listen to what I want. I've been with Páll for about ten years, I guess, and could not be more pleased with his representation. Páll's a good guy. I would very much recommend him; highly!"
“I was working at Walmart. My husband and I were approaching Medicare age, so I started asking my customers who they used for their supplement plans. I got a handful of recommendations, and Páll Hansen was one of them. I called all of them. Some seemed pushy, but Páll did not. My gut told me he was the one. We've been with him for several years now and I would highly recommend him."
“I would recommend Páll Hansen as an insurance agent. He isn't typical. He doesn't pressure you. He gives you information and lets you make a decision; no pressure at all. He is reliable; he's there when we need him. I feel like I can call him if I have a problem and he will do his best to get an answer and help us out. We have been with him for maybe five or six years. He is a Christian man. We do have some things in common that we find...helpful. He was just sort of a friend from the first time we met him.”
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Not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area.
Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program.
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