Need Help Choosing the Right Drug Plan?

Medicare Part D helps cover the cost of prescription drugs. But not all plans are created equal — and choosing the wrong one could cost you thousands over time. We make it easy to compare your options and enroll in the right plan for your needs.

Or call (417) 838-6550 to speak with a licensed expert.

"Prescription drug plans can be confusing — but they don’t have to be. We help you compare your options so you can get the coverage you need without overpaying or missing out."

The Medicare Part D - Drug Plan

✅ Prescription medications

✅ Brand-name and generic drugs

✅ Drugs for chronic conditions

✅ Insulin and diabetes supplies

✅ Vaccines (shingles, flu, COVID-19)

Real Talk From a Local Expert

“We help you look past the shiny ads to understand the real benefits — and the real limits — of Advantage plans. The right choice is the one that serves you best.”
— Páll Hansen

What Does Part D Cost?

✅ Monthly Premiums: Vary by plan and region

✅ Annual Deductible: Up to $545 (in 2025)

✅ Copays/Coinsurance: Based on drug tiers (generic, brand-name, specialty)

✅ Late Enrollment Penalty: For every month you delay without creditable coverage

We’ll help you avoid penalties and surprise costs — even if you’re not taking any prescriptions right now.

Here’s What We Compare for You:

✔️ Your current prescriptions


✔️ Your preferred pharmacy


✔️ Plan formularies (what drugs are covered)


✔️ Monthly premiums & out-of-pocket costs


✔️ Deductibles and coverage gap (donut hole)

"We’ll run a free drug plan analysis — and give you a simple, no-pressure recommendation."

Common Part D Mistakes

Avoid These Costly Mistakes:

⚠️ Missing your enrollment window


⚠️ Choosing a plan without checking your medications


⚠️ Not reviewing your plan annually


⚠️ Enrolling in a plan with a poor star rating


⚠️ Assuming all pharmacies have the same price

Let us walk through it with you — it only takes 15 minutes. Call (417) 838-6550, Today!

Need Help With Your Prescription Coverage?

Call us for a free review. No pressure. No obligation. Just clarity.

Not Sure Where to Start?

You’re not alone. We’ll help you compare your Medicare options and get enrolled — with confidence.

📞 Call Now:

(417) 838-6550 to speak with a licensed expert.

“Licensed in Missouri” + any badges or certifications

Páll Hansen

Philip Hansen

“Our goal is to simplify Medicare — so you can make confident choices.”

Licensed & Local

“Still have questions?” line

Email: pall@ins4seniors.com

Phone: (417) 838-6550

Email: info@ins4seniors.com

Licensed Insurance Agency

Not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area.

Any information we provide is limited to those plans we do offer in your area.

Please contact Medicare.gov or ‍1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program.

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