Medicare Part C — also known as Medicare Advantage — is an alternative way to receive your Medicare benefits through a private insurance company. For some, it offers lower premiums and extra perks. For others, it may come with trade-offs.
✅ Hospital Coverage (Like Part A)
✅ Doctors Visits + Preventative Care (Like Part B)
✅ Often Include Part D (Prescription Drug Coverage)
✅ May Include Extras: Vision, Dental, and Hearing
✅ Gym Memberships, Nurse Hotlines, and More
Provider Choice ---------------------->
Referrals Needed ------------------->
Prescription Drug Coverage ------->
Out-of-Pocket Maximums -------->
Extras (Dental & Vision) ----------->
Any doctor who takes Medicare
No
Separate (Part D)
No
Not included
Must use network doctors
Often yes (for specialists)
Often included
Yes (set annually)
Sometimes included
✅ Lower monthly premiums (in some areas)
✅ Drug coverage often bundled in
✅ Added perks like gym memberships
✅ One card for all services
❌ Limited provider networks
❌ Pre-authorizations often required
❌ Can change annually
❌ You may need referrals for specialists
Licensed Insurance Agency
Not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area.
Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program.
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